Blue Cross Blue Shield - Retirees

The HMO plan offers in-network coverage only throughout the New England states and requires referrals from a primary care provider to see specialists.  Employees enrolling in the HMO Plan are required to select a Primary Care Physician (PCP) at the time of enrollment.

• BCBS 2026 HMO Summary of Benefits
• BCBS 2026 HMO Summary of Benefits & Coverage

The PPO plan offers access to Blue Cross Blue Shield national network with no referrals for flexible coverage.   To be eligible for the PPO plan, plan members must prove that they live or support dependents who live outside of the New England states for more than 6 months of the year.  Plan members will need to complete an Annual Residency Affidavit to enroll or continue in the PPO plan.

• BCBS 2026 PPO Summary of Benefits
• BCBS 2026 Summary of Benefits & Coverage
• PPO Affidavit Form
• PPO Proof of Residency Document List

Once you turn age 65 and are retired, you are required to enroll in Medicare Parts A & B. The City of New Bedford offers supplemental coverage through Blue Cross Blue Shield of Massachusetts to help retirees maintain comprehensive healthcare coverage alongside Medicare.

For additional information regarding rates, coverage details, and plan highlights, please review the information below.

• Medex2 2026 Summary of Benefits
• Blue Medicare Rx 2026 Summary of Benefits
• BCBS Enrollment Form
• Medicare Rx Enrollment Form